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Hi Jeffrey,Here is a list of vendors you may want to look at as a starting point. Certainly not 100% comprehensive , but you will definitely find many of the leading competitors in their fields in respect to mobile banking, mobile payments and security among them:ClairmailDieboldFISFiserv FundamoGemaltoInfosysIntuitJack Henry & AssociatesKonymFoundryMisysMobile Money VenturesMonitiseMshiftS1S1 CorporationSybaseTSYSTyfoneLet me know if you (or anybody else in this forum) have more suggestions.Steffen