It is critical to identify the right asset allocation for you. The correct mix of assets depends on your financial personality. Your financial personality is defined mainly by your financial goals, your risk tolerance and your psychological ability to cope with uncertainty. You have to identify if your financial personality type is conservative, balanced or long-term oriented. You could also be a combination of these types.
This guide (free of charge) helps you understand the different asset classes and gives you a set of practical, easy to implement instructions on how to identify your financial personality and broadly select the right asset allocation.